Here you’ll find our most competitive mortgage rates. They’re designed to keep your payments as low as possible – plus, of course, we’ll provide you with excellent service during the application process. And that will continue once your mortgage is up and running.
If you’re borrowing more than 75% of your home’s value: You must take out your mortgage on a repayment basis, not interest-only.
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
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| 2.94% (variable) Tracks at 2.44% above the base rate until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 |  Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.14% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.24% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | £499 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.54% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 Between 60% and 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
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| 3.29% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.59% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/15
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.99% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.1% APR | None | Yes until 31/03/15
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.19% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.1% APR | £995 | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.69% Fixed until 31 March 2014 | 3.99% for the remainder of the term | 4.0% APR | None | Yes until 31/03/14
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 3.74% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | £995 | Yes until 31/03/15
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For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.14% Fixed until 31 March 2015 | 3.99% for the remainder of the term | 4.2% APR | None | Yes until 31/03/15
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