So you’ve decided to get your own place. You might have even found the property you’d like to live in. Well, if all goes to plan, you’re about to get one of the biggest buzzes of your life: the moment when you walk through the door, before there’s even any furniture in the place and it hits you that it’s yours. After all the forms and solicitors and checks and cheques… it’s really yours.
Getting your first mortgage can be daunting, but at C&G, we’ve over 150 years of mortgage experience so we really know our stuff. Our customers come to us for our expertise, knowledge and experience.
Free Home Harmony service to help you in the first year after buying a new home.
Take a look below at some of the mortgages we think you might be interested in.
As it’s your first home, you’ll need all the help you can get – and help is exactly what we’ll give you.
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
||||
| 5.99% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | £895 |  Yes until 31/05/12
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.29% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | £395 | Yes until 31/05/12
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.59% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | None | Yes until 31/05/12
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.19% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.3% APR | £895 | Yes until 31/05/12
|
For loans of between £5,000 and £1,000,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.99% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.3% APR | £895 | Yes until 31/05/12
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.49% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.49% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | None | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.2% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.29% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | None | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.19% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.39% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.59% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | None | Yes until 31/05/13
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.99% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.6% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.19% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.6% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.19% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.2% APR | £895 | Yes until 31/05/15
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.39% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.2% APR | £395 | Yes until 31/05/15
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.69% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.3% APR | None | Yes until 31/05/15
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.19% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | £795 | Yes until 31/05/12
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.29% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.2% APR | £795 | Yes until 31/05/15
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.49% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.49% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 60% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | None | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.79% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.2% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 4.99% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.29% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.1% APR | None | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.19% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.39% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.59% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.4% APR | None | Yes until 31/05/13
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.99% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.6% APR | £895 | Yes until 31/05/13
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.19% Fixed until 31 May 2013 | 2.50% for the remainder of the term | 3.6% APR | £395 | Yes until 31/05/13
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 5.99% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | £895 | Yes until 31/05/12
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.29% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | £395 | Yes until 31/05/12
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.59% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | None | Yes until 31/05/12
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.19% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.3% APR | £895 | Yes until 31/05/12
|
For loans of between £5,000 and £1,000,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.99% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.3% APR | £895 | Yes until 31/05/12
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 6.19% Fixed until 31 May 2012 | 2.50% for the remainder of the term | 3.2% APR | £795 | Yes until 31/05/12
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.19% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.2% APR | £895 | Yes until 31/05/15
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.39% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.2% APR | £395 | Yes until 31/05/15
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.69% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.3% APR | None | Yes until 31/05/15
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Standard Variable Mortgage Rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
|
|
||||
| 7.29% Fixed until 31 May 2015 | 2.50% for the remainder of the term | 4.2% APR | £795 | Yes until 31/05/15
|
Copyright © 2009 Cheltenham & Gloucester plc. All rights reserved.
C&G mortgages are provided by Lloyds TSB Bank plc and administered by us, Cheltenham & Gloucester plc. Registered office: Barnett Way, Gloucester, GL4 3RL. Registered in England and Wales No.2299428. Cheltenham & Gloucester plc is authorised and regulated by the Financial Services Authority.
You must be at least 18 years old to take out a loan. Before agreeing a loan Lloyds TSB Bank plc will want to satisfy themselves about the suitability of your application. This will include assessing your ability to afford the payments and, normally, valuing the property.
* We may monitor and/or record telephone calls in case there's a need to check that your instructions have been carried out correctly and to help improve our service quality.
